Site Areas
Wedding Centre
Health Club
Marriage Clinic
Chapel
University
Citizen's Centre
Coffee Shop
Admin Centre

Contents
Articles
Books
CDs / Videos
Tips
Services

Resources
Forums
Membership
Contact Us
Site map
Link to Us

Search

Free Tell A Friend from Bravenet


In association with:

Marriage books and much more from Amazon.co.uk

Celebrate your marriage with flowers!

Set up your Wedding Registry!

Marriage and divorce advice from justask.org.uk

Take our Demographic survey

Family Friendly Site

   Home  > Tips

Beating Debt

So you’ve got yourself into debt, what can you do?

First of all you need to face up to the facts. Work out what your income is and what your outgoings are. Make a list of any outstanding bills and debts.

Prepare a budget to cover the reality of your situation. Sort out your priorities. Focus on what must be paid now, or what is costing you most in interest payments. Try to identify those things that can be paid later.>

Try and keep in touch with your creditors, and see whether you can re-negotiate lower repayments and let them know of any change in your circumstances. Most utility companies or local councils will negotiate ways of repaying outstanding debts. If you have anything on rental that you can do without, like extra TV channels, dishes etc. Consider changing your mobile to “pay as you go” or even managing without it if you can.

Don’t panic. Make sure you seek out free Advice from the Citizens Advice Bureau or Consumer Credit Counselling Service.

You could use the plan below to work out your income and outgoings and prepare a budget that you can stick to.

Do you know all the help that you might be eligible for. If you are on a low income there may be some benefits that you can claim for. Why not check these out. Make sure that you have all the help you can get.

Tip by Liz Percival


Bookmark and Share
Printer Friendly
More From Liz

More Tips
- Good and bad money management
- The cycle of a relationship
- Dating sites – beware!
- The process of forgiveness

Hot Picks
- 6th National Relationship Education Conference
-
- Take the Couple Check-up!
- Marriage first aid
-
- Marriage help for friends
- Deepen your love & marriage

Discuss
- Marriage news from around the world
- Coffee Shop Chat - have some fun!!
- Marriage Problems - ask for help!
- Visit the Index


 2-in-2-1 Today
Take our Couple Checkup - put your relationship on strong foundations by checking out the strengths and growth areas!
Difficulties communicating? - 55 cards to improve your couple communication
What people say about 2-in-2-1 - we thrive on your feedback!
Couples Wanted!! - for TV and press enquiries - tell your story!
Cyber sex and Internet addiction - is the internet threatening your marriage??

Top

Copyright ©1999-2024 2-in-2-1 Limited. All rights reserved. Disclaimer Privacy Statement